Imagine: it’s June, sneaking up to triple digits, and your air conditioning unit dies. It just dies. Gone. No more AC system, no more cool air to help you stay comfortable. It’s finished.
So you call an HVAC company to come take a look and they tell you what you already knew – it’s time you purchased a new AC system. And then they follow up with something you didn’t know – a new system is going to cost anywhere from $7,000 to $70,000, factoring in the type of air conditioner(s) you prefer, the style of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the hottest time of the year soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell a kidney) to cover the cost of a new air conditioner?
But what if there was another option? Enter financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you remember that the standard consumer in the United States has less than $5,000 they can access, it makes complete sense. So when life happens and things fail, and unexpected expenditures such as an AC repair or replacement is mandatory, it is essential that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have several financing options for homeowners looking to replace their heating or air conditioning systems. The first set of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available money to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period expires.
Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a decent interest rate. This is for people who may not have the money as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost upwards of $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This program makes a new HVAC system more affordable, while also receiving an efficient system that will help decrease energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, why wait? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you decide which HVAC system is right for your home AND which financing option fits in best with your life. We can’t wait to hear from you!